Free loan-readiness check

About 5 minutes. Texas businesses only for now.

Business nameStateLoan typePurposeRequested loan amount ($)Years in businessAnnual revenue ($)Cash flow available for debt payments, last full year ($)Total annual debt payments incl. the new loan, estimate ($)Equity injection (% of project)

I have 3 years of business tax returns

I have a current year-to-date P&L and balance sheet

I have a business debt schedule

I have a written business plan

My business is for-profit and operates in the U.S.

The business or an owner is delinquent on federal debt (taxes, prior SBA loan, student loans)

We do not ask about race, ethnicity, sex, age, marital status or other protected characteristics, and they are never used in matching.

PillarReady is not a lender, is not affiliated with or endorsed by the U.S. Small Business Administration, and cannot guarantee any loan approval. The lender makes every credit decision.
SBA does not require you to use an Agent or packager to apply for an SBA loan. You may apply directly to a lender.
Early access is free: PillarReady charges no fees to owners and receives no fees from lenders during early access. If that changes, fees will be disclosed in writing before you engage us and, for SBA loans, on SBA Form 159.